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Looking to finance a new or used car? Stubero presents conventional car loans, final-payment finance and leasing options to help you prepare your project and request a personalised offer.
Your vehicle finance project
Stubero presents vehicle financing options offered through Bank Deutsches Kraftfahrzeuggewerbe and Crédit Mutuel CM-CIC Bail. The aim is to discuss a solution suited to your personal situation and the vehicle you have chosen.
Financing a new or used car
Whether you are considering a conventional loan or a finance arrangement with a final payment, our team can explain the options for your next new or used car.
Finance with a final payment
This arrangement combines monthly payments with a final payment based on the vehicle's value. At the end of the term, the options described in the offer may include choosing another car, paying the outstanding balance or continuing the financing. Any vehicle return and residual-value conditions are defined in the contract.
Key points
- Lower monthly payments in exchange for a larger final payment.
- Terms shown on this page: 12 to 48 months.
- Three options for settling the final payment, according to the contract.
A conventional car loan
The conventional instalment loan described by Bank Deutsches Kraftfahrzeuggewerbe and Crédit Mutuel CM-CIC Bail spreads the cost of the vehicle over monthly payments. The interest rate and repayment schedule are specified in the offer. Once the final payment has been made, the vehicle belongs to you.
Key points
- Interest rate and monthly payments set out in your offer.
- A trade-in proposal for your existing vehicle.
- Terms shown on this page: 12 to 72 months.
- Vehicle ownership after the final payment.
Vehicle leasing
Private leasing offers described through Bank Deutsches Kraftfahrzeuggewerbe and Crédit Mutuel CM-CIC Bail provide another way to use a new vehicle with monthly lease payments. Ask the Stubero team for a personalised offer and the applicable conditions.
